I am in Zone X and I was told I couldn’t get flood insurance?

This is incorrect! All residences are eligible for flood insurance even if they are located in a moderate-to-low risk flood areas, Federal Emergency Management Agency (FEMA) Zone X. Contact the agent that administers your homeowner’s insurance policy to learn more or visit the FloodSmart website to get a list of insurance agents.

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1. Why do I pay for flood insurance?
2. Who do I call to purchase flood insurance?
3. Why do I need to purchase flood insurance if my property/residence is located within a Federal Emergency Management Agency (FEMA) Zone X?
4. I am in Zone X and I was told I couldn’t get flood insurance?
5. Where can I find the definitions of all of the flood zones?